Pay for what you use. Nothing else.
Choose the model that fits how your workforce works. No setup fees, no charges for tax filings, and volume discounts as you grow.
Workforce Payments
For staffing, gig and shift-based teams whose headcount changes week to week.
- No charge for workers who don't work
- Daily, weekly or on-demand pay
- Same-day ACH and Payroa pay card
- Busy seasons never break the budget
Payroll + Spend
For businesses with a steady team that need payroll and company cards together.
- Unlimited pay runs
- Tax filing and year-end forms included
- Multi-state payroll
- Corporate cards with limits and receipts
- Apple Pay for every cardholder
Corporate Cards
For teams that already have payroll and want controlled spend for managers and crews.
- Unlimited virtual cards
- Physical cards shipped free
- Merchant and category controls
- No fees for cardholders
Lower rates as you grow
Your per-payment, per-employee and per-card rates step down automatically at higher volumes. Tell us your expected monthly payments and cards and we'll send a quote within one business day.
Talk to sales| Common charges | Cost |
|---|---|
| Setup and onboarding | $0 |
| Federal, state and local tax filing | Included |
| W-2 and 1099 forms | Included |
| Same-day ACH payouts | Included |
| Fees charged to cardholders | $0 |
| Physical card shipping (standard) | $0 |
What you get
Payments
- Same-day ACH
- Payroa pay card
- Instant to debit card
- Earned wage access
Cards
- Virtual & physical cards
- Apple Pay
- Spend limits
- Receipt capture
Onboarding
- Mobile self-onboarding
- Digital W-4 and W-9
- Bank verification
- Bulk import
Compliance
- Payroll tax filing
- Year-end forms
- New hire reporting
- Audit trail
Support
- Email and phone support
- Dedicated onboarding
- Admin training
- Help center
Pricing questions
Is there a minimum contract?
Plans are month to month. Annual agreements with lower rates are available for larger teams.
What counts as an active employee?
Anyone who received at least one payment during the billing month. Workers who didn't work that month aren't billed.
What counts as an active card?
A card with at least one purchase during the billing month. Frozen and unused cards are free.
How are we billed?
Monthly, by debit from your linked funding account. Each invoice lists payments, employees and cards counted.
See Payroa with your own payroll
Book a 30-minute walkthrough. We'll map your pay schedule, payout methods and card controls, then send a quote within one business day.