Corporate cards with the controls built in
Give managers, drivers and crews a Payroa card for fuel, supplies and travel. Set limits per card, block categories you don't want, and get every receipt matched before month end.
Decide how every card can be used, before it's used
Virtual and physical cards
Issue a virtual card instantly for an online subscription, or ship a physical card to a field manager.
Limits per card
Daily, monthly or per-transaction limits. Single-use cards close themselves after one purchase.
Merchant controls
Allow only fuel, travel or supplies. Block cash withdrawals, gambling and other categories.
Receipt capture
Cardholders snap a photo after each purchase. Payroa reads it and matches it to the transaction.
Approvals
Purchases over a threshold go to a manager. Out-of-policy spend is flagged in real time.
Accounting export
Every transaction coded to a GL account, department and location, ready to export to your books.
Add your Payroa card to Apple Wallet
Cardholders can start paying with Apple Pay as soon as their card is issued, even before the physical card arrives.
Open the Payroa app on iPhone and sign in.
Go to Cards, choose your card and tap Add to Apple Wallet.
Follow the prompts to accept the terms. The card is ready in Wallet in seconds.
You can also add the card from the Wallet app: tap +, choose Debit or Credit Card and enter the card details. Apple Pay works on compatible iPhone and Apple Watch models. Admins can freeze a card at any time and the change applies to Apple Pay immediately.
Safer than handing out a company card number
- Device-specific numbers. With Apple Pay, your card number isn't stored on the device or shared with merchants.
- Face ID, Touch ID or passcode is required for every Apple Pay purchase.
- Instant freeze. Lock a lost card from the dashboard or the app in one tap.
- Real-time alerts for every authorization, decline and refund.
Card questions
Who issues the Payroa card?
The Payroa Visa® Commercial Card is issued by [Issuing Bank, N.A.], Member FDIC, pursuant to a license from Visa U.S.A. Inc. Payroa is a financial technology company, not a bank.
Is this a credit card?
No. Payroa cards draw on your company's pre-funded balance, so there is no credit check, interest or personal liability for cardholders.
Which devices support Apple Pay?
Apple Pay works on iPhone and Apple Watch models that support it. See Apple's website for the current list of compatible devices.
What happens if a phone is lost?
Freeze the card from the dashboard or app, then remove it from the device using Find My. Your card number is never stored on the phone.
Are there fees for cardholders?
No. Cardholders pay nothing. See the fee schedule in the Cardholder Agreement.
See Payroa with your own payroll
Book a 30-minute walkthrough. We'll map your pay schedule, payout methods and card controls, then send a quote within one business day.